ADRC of Pierce County

Monday, November 11, 2019

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Article: Guide To Housing

Home Ownership

Table of Contents
  1. Housing
  2. Choices for Persons with a Disability
  3. Choices for Seniors and Elderly
  4. Home Ownership
  5. Reverse Mortgage
  6. Accessible Housing
  7. Renting a Home
  8. Long Term Care Facilities
  9. Housing Assistance
  10. Emergency Housing
  11. Moving

Buying a house or condominium is a very real option for many people, including those who are currently renting. Individuals with disabilities who are interested in owning their own home should investigate this option seriously. There are many state and federal programs available that support individuals in becoming home owners, from help in making a down payment to help in finding an affordable mortgage.

The location of your home is a very important decision that can dramatically affect the price, the type of services that are offered in the area, and how functional it is for you. Some things to consider are:

  • Layout of the lot - Is it on a hill or at the base of a cliff?
  • Drainage - How will water flow on and around the property?
  • Weather hazards - Are hurricanes or floods a common occurrence?
  • Services nearby - Are there freeway accesses, banks, stores, etc. nearby?
  • Medical facilities - Are there hospitals and physician offices nearby?
  • Public transportation - Are there bus lines or subways?
  • Emergency services - How close are fire, police, and ambulance services?
  • Safety - Is there security available?
  • Recreation - Are there parks or recreation facilities nearby?
  • Distance - How far is it from where you are or will be working?
  • Schools - How far is it from schools or educational institutions?

 

Habitat for Humanity
Certain programs, like that of Habitat for Humanity, allow you to substitute money for labor, by building your own home or helping others to build theirs. Find a listing of local contacts for this nonprofit at this section of their comprehensive website.

Veteran's Administration (VA), Specially Adapted Housing Program
The Veteran's Administration has a specially adapted housing program for veterans that have specific service-connected disabilities. For more information regarding these programs, visit the VA website.

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Last Updated on 12/26/2017