Provider Details

SW-CAP Home Buyer Assistance Program

Mailing Address

Southwest CAP
149 N Iowa St
Dodgeville, WI 53533

Contact Information:

Phone: (608) 935-2326 x251
Email: [email protected]

Organization Contacts

Lori Olson-Pink
Phone: (608) 935-2326 x251
Email: [email protected]


This program provides deferred, no-interest loans for down payment and/or closing costs related to the purchase of a single-family home. Eligibility: *annual income meets guideline * You have good credit & can obtain a first mortgage from another lender * The no-interest loan from the program is secured by a second mortgage on your home. Repayment is deferred as long as the home remains your principal residence. Payment becomes due when you sell or transfer ownership of the home or convert it to another use (such as rental property). Homebuyer must contribute a minimum of $1,000 toward purchase of property.

Single-Family HOME Homebuyer Program:

HOME funded loans for down payment and/or closing costs. Applicant must be able to secure primary affordable mortgage financing from outside source. Payment on primary mortgage may not exceed 30% of household income. HOME loan purchase assistance up to 20% of the purchase price, not to exceed $10,000. The HOME loan will be at 0% interest. No payments are required on the HOME loan until the home is sold, refinanced, or is no longer the primary residence. Land contracts prohibited - Must be simple fee title. Home value may not exceed HUD established county limits. Applicants must complete Housing Counseling prior to purchase, from HUD approved counseling agency. Home must meet Housing Quality Standards at time of purchase. Rehabilitation loans may be provided in conjunction with down payment assistance loan.

Rehabilitation Loan Activities May Include: Exterior/Interior repairs, system repairs/updates, accessibility for individuals with disabilities, and lead paint remediation.

Geographic Areas Served

  • Counties Iowa, Lafayette, Grant, Green and Richland

Hours of Operation

  • Monday: 8:30 AM-5:00 PM
  • Tuesday: 8:30 AM-5:00 PM
  • Wednesday: 8:30 AM-5:00 PM
  • Thursday: 8:30 AM-5:00 PM
  • Friday: 8:30 AM-5:00 PM


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Last Update Date: 07/31/2020

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