Description:
You can request an initial 90-day fraud alert or active duty alert for military personnel:
•Online at https://www.alerts.equifax.com/
•By calling: 1-888-766-0008
•By mail to: Equifax Consumer Fraud Division, PO Box 740256, Atlanta, GA 30374
*Please be sure to include your name, social security number, current and previous addresses, date of birth, and telephone number. For your protection, you will also need to verify your identity.
*If you have been a victim of identity theft, you have the right to request an extended fraud alert. An Extended Fraud Alert Request Form, along with a photocopy of a valid identity theft report as well as two additional forms of identification listed on the form.
A Security Freeze essentially is a function that prevents your credit report from being reported to third parties, such as credit grantors, except those permitted by law or the Equifax voluntary security freeze program or those for whom you contacted us and requested that we temporarily lift the security freeze for. Fees apply for both placing, thawing or removing a freeze.
The federal Fair and Accurate Credit Transactions Act of 2003 (FACT Act) which amended the Fair Credit Reporting Act (FCRA) allows you to get one FREE copy of your credit file every 12 months from each of the nationwide credit reporting agencies. You may request your free annual credit file (Does not include credit score):
•Online at Annual Credit Report.com
•By calling: 1-866-349-5191•By mail to: Annual Credit Report Request Service, P.O. Box 740241, Atlanta, GA 30374-0241
*Please be sure to include your name, social security number, current and previous addresses, date of birth, and telephone number. For your protection, you will also need to verify your identity.
To Opt Out of Mailing Lists with Equifax, call 888-567-8688.